Guidance. Growth. Generations.
Our Services
We strive to provide effective and efficient investment advisory services to individuals, families and small business owners. At Nicolas George Financial we believe it is our responsibility and duty to listen to you. Our job is to evaluate your current financial situation and help develop a comprehensive financial plan tailored to your goals. We act in a Fiduciary capacity and do not believe in account minimums. Clients are more than just a number at NGF. We believe in developing long-lasting relationships with each and every one of our clients.
Our core services include Portfolio Construction & Investment Management, Estate Planning, Tax Planning, Asset Protection, and Legacy Creation. Every client situation is unique and must be handled accordingly. We have the knowledge and understanding to help you create a more secure financial future.
Additional service areas include budgeting, college planning, social security analysis and helping coordinate meetings with tax and legal professionals if needed.
Nicolas G. Dumas, CFP®, PPC®
Mechanicville native and Siena College graduate, Nico Dumas, loves everything upstate New York has to offer. From playing at local golf courses to boating on Lake George, Nico enjoys spending much of his time with family and friends.
Right out of college, Nico began obtaining all of his appropriate securities licenses as well as his CERTIFIED FINANCIAL PLANNER™ (CFP®) designation. He is also a Professional Plan Consultant for small business owners. After servicing the capital district for nearly a decade, Nico decided to open his own financial services firm in 2026.
“Retirement comes fast, without an income distribution and tax planning strategy it can become catastrophic to a retirement portfolio that you worked your whole life to accumulate”
Core values
How Do We Form Long-Lasting Relationships With Our Clients?
01
Integrity
02
Excellence
Through disciplined planning, ongoing education, and attention to detail, we strive to deliver exceptional advice and an outstanding client experience
03
Stewardship
We help clients grow, preserve, and thoughtfully transfer wealth while making decisions carefully and confidently with a long-term perspective
Investment Management - Portfolio Evaluation
For A Complimentary Analysis Of Your Current Investment Allocation
Focus Areas
Experience and Expertise Helping You Navigate Towards Financial Freedom
We provide financial advice and guidance for individuals that are either planning for retirement or actively retired. We strive to inform and educate our clients on the various strategies available for their retirement savings that can help create an income plan that will last a lifetime.
Investment Management
From individual stocks to complex mutual funds, we are able to provide a wide selection of investment options for our clients. We start by evaluating your current portfolio’s risk tolerance, historic return and asset mix. From there we provide insight and begin creating an investment strategy based off of your own unique financial situation. Once everyone is comfortable with the plan, we will then implement and monitor the accounts.
Tax Planning
Whether you are pulling money in retirement or trying to manage your non-qualified assets, we are there to help limit and plan for taxes owed. We create tax-aware investment strategies to limit taxable gains and generate tax-free income on 1099s. We also help our clients select appropriate Federal and State tax withholdings from their retirement account distributions so they aren’t hit with an unexpected tax bill at year’s end.
Estate Planning & Protection
Creating a tax-efficient legacy for our clients’ loved ones is an area that we take a lot of time to cover. You may not be aware of the tax liability and time constraints you are placing on your beneficiaries. We are here to help mitigate those liabilities and provide peace of mind. At Nicolas George Financial, we understand how hard you have worked to create your estate and feel it is our job to help you protect these hard-earned assets. Whether that be through retitling, trust creation or purchasing a form of insurance, we are here to provide guidance for our clients.